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Aug 27, 2010

Maybank Housing Loan Promotion

Maybank Housing Loan Promotion

Let us see the Maybank Housing Loan Promotion.

This Maybank Housing Loan Promotion turned up in the Straits Times of 27 August 2010.

Details of Maybank Housing Loan promotion will be presented this August 2010.

Maybank Housing Loan promotion comes during Maybank's 50th Anniversary celebrations.

Maybank Housing Loan promotion is subject to terms and conditions.

Maybank Housing Loan Promotion Rates:

(for fist year of housing loan)

0.80% p.a. variable rate

0.88% p.a. fixed rate

0.50% p.a. + 3 month sibor

Housing loan interest rates may change at any time.

Singapore Housing Loan Rates subject to change.

Housing Loan Rate

Aug 24, 2010

CIMB Housing Loan Singapore

CIMB Housing Loan Singapore

This is the CIMB Housing Loan Singapore report.

CIMB Housing Loan Singapore is obtained from CIMB bank / banking institution found in Singapore.

CIMB Housing Loan Singapore Details:

Enjoy interest free Sundays for the first year of your CIMB Housing Loan Singapore loan.

Features and Benefits of CIMB Housing Loan Singapore:

Financing all types of completed or under construction residential properties.
Minimum loan amount is SGD500, 000.
Quantum of financing (QOF) up to 80%.
Legal fee and valuation fee subsidy.
Free fire insurance for 2 years.
Enjoy loan tenure up to 40 years, or 70 years of age, whichever is earlier.
No processing fees.

Terms & Conditions apply to CIMB Housing Loan Singapore

Eligibility of CIMB Housing Loan Singapore:

21 years old & above.
Any of the applicants must earn more than $24,000 per annum.

Requirements of CIMB Housing Loan Singapore:

Copy of NRIC/Passport of all Applicants & Owners.
Income Documents.
Latest Computerised Payslip (salaried).
CPF Statement – Latest 12 Months Contribution History (salaried).
2 Years Income Tax Assessment (self-employed).
Option to Purchase or Sale & Purchase Agreement (for new purchase).
Loan Statement from Existing Bank/Financial Institution – Latest 12 months (for refinancing).
Latest CPF Withdrawal Statement for Existing Property to be Refinanced/to be Sold.
Evidence of Sale of Existing Property (if applicable).
Tenancy Agreement (if applicable).

CIMB Bank Singapore Housing Loan Rates subject to change.

Housing Loan Rate

Aug 22, 2010

Sibor Rate 2010

Sibor Rate 2010

We present the Sibor Rate 2010 for month of August in Singapore.

Sibor is the Singapore interbank offered rate. It is the interest rate that banks charge one another to lend bank money.

Sibor rate may change in the future.

Here is the Sibor Rate 2010.

The 3-month Sibor Rate 2010 is shown. This is the same 3 month Sibor rate that most banks use to calculate their loan interest rates. You should confirm this with your bank that gives you the housing loan.

Sibor Rate:

13 August 2010 Sibor Rate = 0.56
16 August 2010 Sibor Rate = 0.56
17 August 2010 Sibor Rate = 0.56
18 August 2010 Sibor Rate = 0.56
19 August 2010 Sibor Rate = 0.56

Sibor rate is provided for your information only. Sibor rate is given not to help you calculate your loan repayment sums. For that, you should verify the exact loan payment sums with your bank officer in Singapore.

Admin
Housing Loan Rate

Aug 21, 2010

ANZ Bank SIBOR SOR Housing Loan

ANZ Bank SIBOR SOR Housing Loan

In this ANZ Bank SIBOR SOR Housing Loan, home loan owners can choose to pay down their housing loan that is pegged to both SIBOR rates and SOR rates.

Read more in this post:

ANZ Bank offers unique floating rate mortgage

ANZ Bank has launched a new floating rate home loan, believed to be the first of its kind here.

The bank claims it could reduce the anxiety of homeowners because the loan is pegged to at least two reference rates, unlike the banking norm in Singapore where home loans are usually pegged to only one.

Floating rate home loans are usually pegged to either the Singapore Interbank Offered Rate (Sibor) or the Swap Offer Rate (SOR).

Sibor is the rate at which banks in Singapore lend to one another, whereas SOR refers to the average cost of funds used by banks here for commercial lending.

As most housing loan interest rates track movements in the Sibor or SOR, this means that when the respective rates shift upwards or downwards, the interest rates of the home package will move in the same direction.

Analysts say that for homeowners buying properties over long-term periods, it is advisable to choose a loan with fixed rates or Sibor-pegged home package, as Sibor rates are known to be relatively more stable than SOR rates.

However, for home buyers with more aggressive risk appetite and who are investing over a shorter time horizon, they may consider the SOR-pegged packages at a time when the SOR rates are lower and more attractively-priced than Sibor rates.

Source : Today – 20 Aug 2010

Singapore Housing Loan Rates subject to change.

Housing Loan Rate

Aug 20, 2010

Sibor Rates

Sibor Rates

We update you with the latest Sibor Rates in Singapore.

For those who don't know what are sibor rates, here's a short explanation of Sibor rates. Sibor rates are the Singapore interbank offered rates. Sibor rates are the interest rates that banks use to lend money to one another.

Domestic Sibor Rates August 2010:

Sibor Rates as of 20 August 2010:

1 month Sibor Rates = 0.38 % p.a.
3 month Sibor Rates = 0.56 % p.a.
6 month Sibor Rates = 0.63 % p.a.
12 month Sibor Rates = 0.88 % p.a.


Sibor rates are provided for information.

Past Sibor rates do not indicate future trend of Sibor rates.

Housing Loan Rate

Aug 16, 2010

Sibor Housing Loan Rate Singapore

Sibor Housing Loan Rate Singapore

We got this Sibor Housing Loan Rate Singapore from State Bank of India SBI (Singapore) branch.

This Sibor Housing Loan Rate Singapore is offered for information only. You use it only after verifying the details with the financial institution or banking staff in Singapore.

Details of Sibor Housing Loan Rate Singapore :

SIBOR Linked Scheme

Interest rate linked directly to the Singapore Inter-bank Offered Rate (SIBOR)

Total transparency in interest rate calculation

Competitive & Attractive Pricing

Applicable for both private and HDB housing properties

Lock-in Period based on Promotion / Scheme

Option to make early principal re-payments
• Mortgage available from as low as SG$100,000
• Mortgages for fresh purchases and re-financing
• Additional benefits: Enjoy waiver of legal fees, valuation fees and fire insurance*

* Terms & Conditions Apply


Fixed-Rate Scheme

Peace of mind for your dream home.

Fixed interest rate for two years, protection from interest rate fluctuations.
• Attractive interest rates

Applicable for both private and HDB housing

Lock-in Period based on Promotion / Scheme
• Mortgage available from as low as SG$100,000
• Additional benefits: Enjoy waiver of legal fees, valuation fees and fire insurance*

* Terms & Conditions Apply


Sibor Housing Loan Rate Singapore are subject to change.

Housing Loan Rate

Aug 14, 2010

HDB Concessionary Interest Rate

HDB Concessionary Interest Rate

The HDB concessionary interest rate is pegged at 0.1 percentage point above the prevailing CPF interest rate. HDB Concessionary Interest Rate is revised every quarterly, in January, April, July and October each year, in line with the revision in the CPF interest rate.

HDB Concessionary Interest Rate:

* Oct 2009 - Dec 2009 : 2.60% p.a.


HDB Concessionary Interest Rate:

* Jan 2010 - Mar 2010 : 2.60% p.a.

HDB Concessionary Interest Rate is subject to change. CPF interest rate is 2.5% per annum.

HDB Concessionary Interest Rate is obtained from Housing and Development Board (HDB) of Singapore.

Housing Loan Rate

Aug 7, 2010

OCBC Housing Renovation Loan Rate

OCBC Housing Renovation Loan Rate

OCBC Housing Renovation Loan Rate

Loan $5000 to $14999, Any repayment period:
OCBC Housing Renovation Loan Rate = 6.5% p.a.


Loan $15000 to $30000, Repayment period 12 month, 24 month, 36 months:
OCBC Housing Renovation Loan Rate = 6.18% p.a.


Loan $15000 to $30000 Repayment period 48 months, 60 months:
OCBC Housing Renovation Loan Rate = 5.98% p.a.


OCBC Housing Renovation Loan Rate is subject to change. OCBC Housing Renovation Loan Rate is subject to terms and conditions.


The may be processing fee of $200 and administrative fee of 1% of gross loan amount.

The monthly instalment amount is calculated on a monthly-rest basis.



Singapore Housing Loan Rates subject to change.

Housing Loan Rate

Aug 6, 2010

Sibor Rates

Sibor Rates

Here are the current latest Sibor Rates in Singapore.

Singapore Sibor Rates are provided for information only and not for use to check on your SIBOR linked housing loan calucualtions.

Sibor Rates updates are obtained from Monetary Authority of Singapore (MAS).

The following is the list of Sibor Rates (Singapore).

SIBOR RATES (% per annum):

(from 30 July 2010 to 6 August 2010, Sibor rates remain unchanged)

3 month Sibor rates = 0.56
6 month Sibor rates = 0.63
12 month Sibor rates = 0.88

Sibor Rates presented by Housing Loan Rates blogspot.com.

Housing Loan Rate

Aug 1, 2010

HDB Mortgage Rates

HDB Mortgage Rates Singapore

Here are some figures of HDB Mortgage Rates for your information. We received the HDB Mortgage rates Singapore from DBS Bank and would like to share the HDB Mortgage Rates with you.

Check out the bank HDB Mortgage Rates available in the housing loan market in Singapore.

HDB Mortgage Rates :

DBS Bank Sibor Fixed Rate Package HDB Mortgage Rates :

LTV less than equal to 80%

5-Year Fixed HDB Mortgage Rates Singapore :
Year 1= 2.50% Fixed
Year 2= 2.50% Fixed
Year 3= 2.50% Fixed
Year 4= 2.50% Fixed
Year 5= 2.50% Fixed
Thereafter = Sibor + 1.5%


The above 5-Year bank HDB Mortgage Rates packages are applicable for New Purchase of Completed Private/HDB Properties.

The SIBOR* refers to the 3 month or 12 month SIBOR (Singapore Interbank Offered Rate).

HDB Mortgage Rates Singapore packages are subject to change at the Bank’s absolute discretion without prior notice.

Terms and conditions apply to get this HDB Mortgage rates Singapore.


Housing Loan Rate